1
Identity Theft vs. Inaccurate Reporting
Learn how to tell identity theft from inaccurate reporting and mixed files, which clues point each way, and which path fits each one.
4 min6-question quizStudy guide
850 University
Identity Theft and Protection
Tell identity theft from reporting errors, and use freezes, fraud alerts and the FTC report the right way.
7 video lessonsTake quizzes in 850ai
2
When to Freeze Your Credit
How a credit freeze works, what it does and doesn't block, and when to place or lift one at each bureau.
3 min6-question quizStudy guide
3
What a Fraud Alert Actually Does
What a fraud alert does, how one call reaches all three bureaus, how initial and extended alerts differ, and why an alert is not a lock.
3 min6-question quizStudy guide
4
What to Do After a Data Breach
What to do after a data breach notice: check that it's real, match your steps to what leaked, protect your credit, and keep checking.
3 min6-question quizStudy guide
5
The FTC Identity Theft Report
How to file an FTC Identity Theft Report at IdentityTheft.gov, what it unlocks, and why it is only for real identity theft.
6
Documents That Support an Identity Theft Claim
The documents that support a real identity theft claim, how to put the packet together, and how to send it.
3 min6-question quizStudy guide
7
Blocking Identity Theft Accounts (FCRA 605B)
How a Section 605B identity theft block works, how it differs from a dispute, what to send, and where its limits are.
3 min6-question quizStudy guide
Next steps — guides & tools
FAQ
Is Identity Theft and Protection free on 850 University?
Yes — 7 of 7 lessons in this course are free with an 850ai account. Watch on YouTube anytime; create a free account to take quizzes and track progress.
How many lessons are in Identity Theft and Protection?
This course includes 7 short video lessons, each followed by a quiz when you learn inside the 850ai app.
Can I dispute errors on my credit report after this course?
850 University teaches the concepts; 850ai can analyze your credit report and generate dispute letters when you are ready. Start free at my850.ai/landing.
Put this course into action
Learn the strategy here, then let 850ai analyze your credit report and generate dispute letters tailored to your accounts.