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Business Credit

Build business credit and secure funding

14 video lessonsYouTube playlist Take quizzes in 850ai
1

What Is Business Credit

Learn what business credit is, who keeps business files, how they differ from personal reports, and how a business and its owner stay connected.

4 min6-question quizStudy guideWatch on YouTube
2

Form Your Business the Right Way

Premium

Learn the basic business structures, why an EIN and business bank account matter, and how matching records and licenses help a business stand on its own.

3 min6-question quizStudy guideWatch on YouTube

Next steps — guides & tools

Money, Banking and Cash Flow

Prepare for Major Approvals

Credit Basics for Kids

Remove collections & dispute bureaus

Build Credit From Scratch

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Get started — AI credit repair

FAQ

Is Business Credit free on 850 University?

Yes — 10 of 14 lessons in this course are free with an 850ai account. Watch on YouTube anytime; create a free account to take quizzes and track progress.

How many lessons are in Business Credit?

This course includes 14 short video lessons, each followed by a quiz when you learn inside the 850ai app.

Can I dispute errors on my credit report after this course?

850 University teaches the concepts; 850ai can analyze your credit report and generate dispute letters when you are ready. Start free at my850.ai/landing.

Put this course into action

Learn the strategy here, then let 850ai analyze your credit report and generate dispute letters tailored to your accounts.

Connect My Report — AI Credit RepairWatch full playlist

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3

The Fundable Foundation Checklist

Learn the records lenders and business bureaus match when they look you up, and how to make your name, address, phone, EIN, and web presence line up.

3 min6-question quizStudy guideWatch on YouTube
4

Your DUNS Number and the Business Bureaus

Learn what a DUNS number is and how to get one free, how the three business bureaus build files, and how to check and correct your business reports.

3 min6-question quizStudy guideWatch on YouTube
5

Net 30 Vendor Accounts

Learn how net 30 vendor accounts work, which ones can help start a business credit file, and how payment timing shows up once they report.

3 min6-question quizStudy guideWatch on YouTube
6

Building Your Paydex Score

Learn what the Dun and Bradstreet Paydex score measures, how payment timing and dollar amounts shape it, and the habits that tend to build it.

3 min6-question quizStudy guideWatch on YouTube
7

Store and Fleet Credit

Learn how store and fleet credit work for a business, how reporting varies by issuer, and why a personal guarantee may still be part of the deal.

3 min6-question quizStudy guideWatch on YouTube
8

Business Cards and the Personal Guarantee

Learn how business credit cards work, what a personal guarantee means for you, how reporting can reach your personal file, and what to read before signing.

3 min6-question quizStudy guideWatch on YouTube
9

Credit Lines vs. Loans

Learn how term loans and lines of credit differ, how to match each to a business need, and how to compare costs, including factor rates.

3 min6-question quizStudy guideWatch on YouTube
10

How Business Funding Decisions Are Made

Premium

Learn what underwriters generally weigh in a business funding decision: time in business, revenue, cash flow, credit, collateral, and honest documents.

3 min6-question quizStudy guideWatch on YouTube
11

Funding Without a Personal Guarantee: Reality Check

Premium

Learn what funding without a personal guarantee really means, what lenders usually require first, and how to spot a no-PG scam.

3 min6-question quizStudy guideWatch on YouTube
12

Business Credit Card Strategies

Learn five habits that keep a business credit card useful: separate spending, pay in full when you can, watch utilization, space applications, and use rewards wisely.

3 min6-question quizStudy guideWatch on YouTube
13

Personal Guarantees and Your Personal Credit

Learn how a personal guarantee can affect your own credit and money, the kinds of guarantees, and how to read and track them.

3 min6-question quizStudy guide
14

Funding Stacking: Risks and Rules

Premium

Learn what funding stacking is, why it can backfire through inquiries, payments, and cash advances, and what a slower, honest plan looks like.

3 min6-question quizStudy guideWatch on YouTube
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